Waterstone's Strategic Equity plan is resourceful product that allows your money to work for you while you pay-off your mortgage. You earn interest on the equity in your home at your risk level.

A unique mortgage lending product are the keys to:

Financial flexibility
Use your home equity whenever and however you like
Interest savings
Investing with the equity in your home
Accelerated payoff
Earn interest on your equity to accelerate paying-off your mortgage.

MAKING YOUR MORTGAGE WORK FOR YOU

A mortgage can be more than a loan with the Waterstone Strategic Equity plan.

It can become a part of a sound financial strategy that can help you create wealth, reduce debt and more. Designed for anyone with a mortgage, this concept lets you use both your home equity to enhance your financial position without changing the way you live or the way you spend today.

This is a topical scenario in most 30-Year Mortgages:

• You feel you are doing yourself a favor by paying an extra $100 a month towards the principal on your mortgage.
• In reality you're doing your bank the favor. Are they paying you interest on the on it? And if you need it back, you'll pay them fees, borrow it back on their terms and prove to them that YOU qualify.
• Money that you give the bank is money that you'll never see again unless you refinance or sell.

The Waterstone difference:

• Up to 80% of first-mortgage
• Reinvest the equity in your home
• Choice the investment method that works for you and your risk level
• You pay your mortgage off sooner

HOW IT WORKS

• A refinance of $250,000 (250,000 * 80%)
• Draw will be $200,000
• Mortgage payment will be $1,000/month (plus $300 (tax & insurance))
• The $50,000 equity is reinvested by your
• The investment by your financial planner at 7% over 10 years will $100,000. In 20 years $200,000
• With onlythe $50,000 equity invested by you, you pay your mortgage off sooner
• Interest-only Mortgage payments could qualify for tax deductions further enhancing your savings with this program